Category Archives: Helpful Articles

Is It Worth Adding a Voluntary Excess to Your Car Insurance?

If you have ever had a car accident then you will have been extremely grateful for your insurance policy.

By being able to claim for the cost of repairing the damage you will have saved yourself from having a massive financial headache. However, it is at this point that the full consequences of your policy’s excess will also be seen.

What is a Voluntary Excess?

When you are getting a car insurance quote for the first time there can be many confusing terms on the quote form which may easily leave you feeling a bit baffled. You have probably heard of the term ‘excess’ before and you may have a good idea of what it is. If you don’t it is basically an amount that you have to pay in the event that you need to make a claim on your car insurance policy.

How to Avoid a Costly Mistake When Buying an Older Car

A friend just called me to tell me that his new car had broken down and left him stranded out in the middle of nowhere. Actually, when I say new car I mean that it is new to him. The best way to describe it is as a vintage vehicle that has been around the block more than a few times. So how can you avoid a mistake when buying an older car like this?

Is third party car insurance always cheaper?

I can remember well the time leading up to insuring my first car. I was getting quote after quote on different makes and models as I tried to make up my mind as to which car was right for me.

Some Popular Small Cars in the UK

Although it is not always the case it quite often works out that smaller city cars end up being cheaper to insure. They’re also good first cars to own because their lack of power will usually also help to keep you out of trouble. So what are some of the most popular small cars in the UK? Here are a few seasoned favourites.